Board of Directors


Kostas Constantinou OBE

Chairman Director
Kostas Constantinou is a prominent business figure in Papua New Guinea, holding a number of high level public sector and private sector appointments. He is Chairman of various companies, including Airways Hotel & Apartment, Lamana Hotel Limited, Lamana Development Limited, Hebou Constructions and Alotau International Hotel. He is a Director of Heritage Park Hotel in Honiara, Gazelle International Hotel in Kokopo and Grand Pacific Hotel Fiji. Kostas is a Director of two other listed companies: Oil Search Limited and Airlines PNG Limited. He is Deputy President of Employers Federation of Papua New Guinea, Honorary Consul for Greece in Papua New Guinea and Trade Commissioner of Solomon Islands to Papua New Guinea.


Robin Fleming

Robin Fleming was appointed CEO of Bank of South Pacific Limited in April 2013. Before his appointment as CEO, he had been Deputy CEO and Chief Risk Officer since 2009. Prior to that, Mr Fleming held senior executive roles as Chief Risk Officer, General Manager Corporate & International, and Head of Risk Management with BSP. Prior to the merger of Bank of South Pacific Limited and PNGBC Limited Robin held senior management roles with PNGBC. He has worked in PNG for over 30 years and holds a MBA and a Master of Management from Charles Sturt University.

Gerea Aopi, CBE, MBA

Non-executive Director
Gerea Aopi has achieved several degrees in Papua New Guinea, and a Masters of Business Administration from the University of Queensland. Mr Aopi has substantial public service and business experience in Papua New Guinea, including Secretary of Finance & Planning and Managing Director of Telikom PNG Limited. He presently holds the position of Executive General Manager, External & Government Affairs and Sustainability at Oil Search Limited. He was previously the Chairman of Telikom PNG Limited and Independent Public Business Corporation (IPBC). Mr Aopi is a Director of Oil Search Limited, Steamships Trading Company Limited and is involved in a number of other private sector and charitable organisations in Papua New Guinea.


Freda Talao

Non-executive Director
Freda Talao holds a Law Degree from University of Papua New Guinea, a Master's Degree from Bond University, Queensland and is currently undertaking Doctoral Studies at TC Beirne School of Law, University of Queensland. Freda has extensive work experience in the government, private, NGO and development sectors in PNG. Ms Talao has previously been on several Boards, including the Mama Graun Conservation Trust Fund, Liklik Dinau Trust Fund, Individual and Community Advocacy Forum (ICRAF), Civil Aviation Authority (CAA), is currently on the National Airports Corporation Board (NAC) and is Chair for the newly established Airport City Development Limited (ACDL). She is also currently a member of the External Stakeholders Advisory Panel (ESAP) to the Morobe Mining Joint Venture (MMJV) which owns the Hidden Valley Gold Mine in Morobe Province.


Johnson Kalo

Johnson Kalo was appointed Deputy CEO and Chief Financial Officer in February 2010. Immediately prior to this appointment as Chief Financial Officer in Sept 2005, he was senior manager of Planning and Control for BSP.  Prior to joining BSP, Mr Kalo's previous professional experience includes roles as assistant audit manager with KPMG Port Moresby, and Senior Accounting Manager at Papua New Guinea Banking Corporation. Mr Kalo is a Commerce graduate from the University of Papua New Guinea, and has also completed a Graduate Diploma in Applied Finance and Investment with the Financial Services Institute of Australasia. Mr Kalo is an associate member of CPA PNG.


Haroon Ali

Haroon Ali was appointed Chief Risk Officer in July 2013 taking over from Robin Fleming who is now the Chief Executive Officer. Previously he was the Bank's Chief Risk Officer for Fiji. Haroon brings with him more than 33 years of banking experience of which 30 years was with ANZ Bank that included a 2.5 years secondment with ANZ's Corporate Banking Division in Melbourne, Australia where he held the position of Regional Risk Executive before returning to Fiji to take up the role of Head of Commercial and SME Banking. Before joining BSP in September 2010, he was the Head of Retail Banking for ANZ Fiji. He is a generalist banker specialising in corporate banking, international trade finance and risk management. Haroon holds a Master of Management Degree in Strategic Management from the Southern Cross University in Sydney. He is a "Fellow" of the Australian Institute of Banking and Finance and Financial Institute of Australasia and holds a Honorary Fellowship from the Fiji Institute of Bankers.

Christophe Michaud

Christophe Michaud

General Manager and Director
Christophe Michaud was appointed General Manager and Director of BSP Finance Ltd in May 2015. Prior to this appointment, he spent 4 years with BSP in corporate banking as Senior Relationship Manager then Deputy General Manager.

Prior to joining BSP, Christophe held various positions in the banking industry in corporate banking, project finance, private banking with BNPParibas, Banque Indosuez and Crédit Agricole in France, India, Pakistan, Turkey, Indonesia, Singapore. He brings with him more than 35 years of banking experience. Christophe holds a Master of Business Administration from Neoma Business School in France.








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Borrowing for asset purchases, enables clients to use BSPF's money to obtain assets, that will generate income for their business.

About BSP Finance

BSP Finance is a specialist Asset Finance company providing innovative and fast financial solutions to our customers.