Lending Finance Lease

A Finance Lease is an agreement allowing the Lessee to rent the Lessor's asset for a pre-determined period of time, for a pre-determined fixed rental amount, with a pre-determined residual value. At the completion of the lease period, the lessee is offered the option to purchase the asset for the residual value. Finance leases are generally for 100% of the assets value however that is at the discretion of BSPF and subject to credit approval.



  • Minimum Finance amount - K20 thousand.
  • Maximum Finance amount - K3 million.
  • Requirements will vary in each BSPF Country.

Lease Term

  • From 6 Months - 60 Months.
  • The term of the lease will be dependent on the asset type and its economic life.

Customer Contribution & Security

  • Vary based on credit quality.
  • A finance lease is generally 100% financing, however that will be at the discretion of the BSPF Country Manager/General Manager.


  • Lease rentals are payable monthly in advance.
  • The first rental payment is payable at the time of draw down along with any up- front fees.

Interest Rate

  • Interest rates are fixed for the full term of the lease.
  • Rates are set by the Country Manager/General Manager.


  • Refinancing will be offered in all countries where the regulatory environment allows it.
  • Care should be taken to advise the customer that exit fees may be payable to the current finance.



  • Competitive interest rates offered.
  • Flexible terms offered.
  • Speed of approval.
  • Speed of settlement.


Click here for the Application Forms and Statement of Position

Contact us on 320 1212 or 7030 1212 or Email: bspfinance@bsp.com.pg

Contact our Sales Team

Our Products

Borrowing for asset purchases, enables clients to use BSPF's money to obtain assets, that will generate income for their business.

About BSP Finance

BSP Finance is a specialist Asset Finance company providing innovative and fast financial solutions to our customers.